Win $2500 in Grants For Your Business
Enter by August 1st 2015!
Start Accepting Credit Cards Today
Get Free Quotes From the Providers Below
They'll Provide You a Merchant Account & Gateway
Start Accepting Cards Online & In-Store

Best Magazine Subscription Merchant Account Services

Overall Rating:
User Reviews:

Accepts existing and startup magazine subscription businesses. Offers cheap rates, same day approvals, and with 6 processing banks they get almost every magazine subscription business approved, including those with high chargeback history or bad credit.

1.95% - 4.95%
  • Accepts Magazine Sales
  • Cheap Rates
  • Good Customer Service

Overall Rating:
User Reviews:

Flagship has broad acceptance criteria, and can generally accept most inbound magazine subscription sales businesses. Their approval process is typically 3-4 days.

4.45% - 4.95%
  • Inbound Businesses Only
  • 24/7 Customer Service
  • Startups Accepted

Overall Rating:
User Reviews:

A company that accepts both online and brick and mortar magazine subscription businesses through it's high-risk channel.

3.95% - 4.95%
  • Online & Retail Accepted
  • BBB A Rated
  • Startups Accepted

Overall Rating:
User Reviews:

iPayment, though their high-risk channel National Bank Services, provides credit card processing for magazine subscription companies doing inbound sales.

3.95% - 4.95%
  • Reasonable Rates
  • 24/7 Customer Service
  • Startups Accepted

Overall Rating:
User Reviews:

NetCom is a smaller ISO that focuses on personalized customer service. They primarily accept retail magazine sales businesses, but can accepted limited call center based magazine sales.

3.95% - 4.95%
  • Retail Focused
  • BBB A+ Rated
  • Friendly Service

For More Information About Magazine Sales Merchant Accounts or To Sign Up

Best Magazine Subscriptions Merchant Services Options

If you run or are starting a magazine subscription renewal or sales business, you need reliable check, debit and credit card processing at affordable rates. Because magazine subscription companies have historically higher chargeback rates, most large banks and their processors do not offer credit card processing for magazine sales and subscription businesses. This has caused many magazine sales companies to initially turn to options like PayPal, only to find that their funds are frozen and withheld, and ultimately they are either dropped or get so frustrated that they look for other options.

Why is Magazine Subscription Sales Considered High-Risk?

There are two main reasons magazine subscription renewal and sales businesses are considered high risk, (1) fraud, and (2) high chargeback potential. The first reason, (1) the Fraud risk, is simply that magazine subscription sales companies typically process transactions primarily over the phone. And because the cardholder is providing their information over the phone instead of in person, there is a higher risk of stolen cards being used by the customer, or merchant fraud in the form of an employee stealing a credit card, or the customer not being billed the amount they agreed. The second reason, (2) high chargeback potential, is a potential financial risk to the processor or sponsor bank. Magazine sales companies have traditionally had high-chargeback rates due in part to the fact that there are monthly ongoing subscriptions that, if the customer ever decides they no longer want to pay, will occasionally issue a chargeback instead of contacting the magazine sales company to cancel the contract. So combined, obtaining a merchant account, virtual terminal and gateway for a magazine subscription sales business sales shop can be particularly difficult.

Offshore and U.S. Merchant Account Options for Magazine Subscription Businesses recommends a number of processors and gateway providers with sponsor bank relationships that provide both domestic and offshore magazine subscription merchant accounts. We can provide credit card processing for magazine subscription sales companies under the following two options:

US Magazine Sales Merchant Account Requirements:

  • US based company entity.
  • US based company representative.
  • US bank account
  • Call Center can be based globally

Offshore Magazine Subscription Merchant Account Requirements:

  • Minimum $15,000 USD per month in sales
  • Company can be based anywhere
  • No US or UK representative required

Pricing & Contract Terms

If you are looking for a magazine subscription merchant services provider, contact us via email or call us today to discuss establishing a merchant account for your business. We’ll discuss the following:

Pricing Available:

  • Discount Rates ranging from 1.95% to 4.95%
  • Authorization Rates ranging from: $0.15 to $0.75
  • Monthly Fees: Rates ranging from $5.00 per month to $149.00 per month

Other Contract Terms:

  • Rolling Reserve requirements ranging from: 0% rolling reserve, to 25% rolling reserve
  • Holdback Periods: Ranging from 0 to 7 days
  • Contract Length: Month to Month is available
  • No Application Fee
  • Direct funding with regular deposits (either daily or weekly depending on offshore v. onshore)

Additional Benefits:

Through the processing partners we recommend, magazine subscription businesses can expect the following additional benefits:

  • In house expert risk analysis
  • Same day pre-qualified approvals
  • Multiple currency acceptance and deposits
  • Compatible with most major gateways and shopping carts
  • Visa / MasterCard / American Express Acceptance
  • MOTO (phone / mail), eCommerce, and swipe accepted.
  • Compatibility with over 50 processing gateways and virtual terminals
  • Integration assistance with over 100 shopping carts
  • Chargeback prevention & avoidance
  • Chargeback fighting
  • 3DS processing optional
  • ACH / eCheck processing
  • Online Gateways with chargeback prevention / screening

Types of Magazine Subscription Businesses Accepted:

MerchantNegotiators, through its partners, can provide credit card processing for a wide array of magazine subscription businesses. That includes:

  • Internet Magazine Subscriptions
  • Call Center Based Magazine Subscriptions
  • Negative Option Renewal Magazine Subscriptions
  • Newspaper subscription service
  • Magazine subscription service
  • Additionally, our partners accept businesses with specific needs. Common requests include: high volume or high velocity accounts, large ticket accounts, accounts with low or no rolling reserves, no volume caps, or next day payouts. In addition, our partners can provide gateway and retail credit card processing for the following types of magazine subscription businesses:

    • Startup magazine subscription businesses and existing businesses
    • Previously rejected or dropped by another processor
    • High chargeback or bad credit magazine subscription merchants
    • Merchants who appear on the TMF or Match List
    • Processing Minimums: $0 Minimum for Domestic Accounts, $15,000 for Offshore Accounts
    • Processing Maximums: No Minimum for Domestic Accounts, $1,000,000 per month for Offshore Accounts without previous processing history
    • Domestic (US entity, US business representative, US bank account) and Offshore

    Contact Us To Ask Questions About Obtaining a Magazine Subscription Merchant Account

    As a global leader in providing references for magazine subscription businesses to obtain merchant account services,’s expert team can help you obtain a merchant account for your magazine subscription business in as little as 24 hours. Contact us today at 1-877-296-3690 to discuss your company‚Äôs credit card processing options

    For More Information About Magazine Subscription Credit Card Processing or To Sign Up

    As seen in...

    These Companies Have Saved Thousands by Using MerchantNegotiators:

    Dr. Amber Pedlar
    Dentist / Founder
    Pedlar Dentistry

    "We were uncomfortable signing the first contract that we got and wanted to compare different companies...

    We were able to compare 3 different credit card [processing] companies. It took 10 minutes, we picked one, and were able to save $3,000 dollars."

    Chris Pavlick
    AllCo Global

    "They will monitor contracts, offer low rates, offer you a choice of companies to deal with, and most importantly, they hooked us up with someone that appreciated and understood international transactions.

    Therefore we are extremely pleased to have found"

    Jimmy Atkinson
    Co-Founder was able to secure cheaper rates than I was ever able to on my own.

    I'm quick to recommend to any business owner that takes credit cards. It's fast, it's free, it's easy, and best of all it can actually save you money." is now offline.

    Thank you to all of our site visitors for a great three years!

    Much of our team has transitioned to join Soar Payments, a merchant account provider. If you need a mid or high risk merchant account consider, Soar Payments.

    Soar Payments is the #1 industry leader for mid and high risk credit card processing, as reflected by their many satisfied customer reviews. Click here to read real life customer reviews for Soar Payments.

    How to apply in 3 easy steps


    Apply Online Via The Secure Online Application

    Complete the online application process (it takes 5 minutes). Click here to begin.


    Get An Instant Quote From The SoarPay Team

    You'll instantly receive a quote with Industry Minimum Pricing to DocuSign.


    Start Accepting Payments With Your New Merchant Account

    Soar Payment's Houston, Texas based Customer Support Team will help you get set up. The setup process is fast and easy.